Mobile Terms and Conditions

Please review our text messaging terms before using our SMS services.

Important: Please carefully review these terms and conditions for setfinancial.com before using our text messaging services. By accessing our SMS services you agree and accept these terms and conditions.

Account & Payment Text Alerts

SET Financial Corporation (NMLS #1952099) offers optional text-message alerts to help you stay on top of your account — loan approval notices, payment reminders, and secure links to view your account or make a payment. Enrollment is optional and free (message and data rates may apply).

Consent to receive text messages: By providing your mobile number and checking the account-alerts consent box during enrollment, you agree to receive account and payment servicing text messages from SET Financial Corporation at the mobile number you provide (for example, loan approval notices, payment reminders, and secure links to view your account or make a payment). Up to approximately 6 messages per month. Consent is not a condition of any loan or purchase. Message and data rates may apply. Reply STOP to opt out, HELP for help. See our Terms of Use and Privacy Policy.

Message frequency: up to approximately 6 messages per month. Message and data rates may apply. Reply STOP to unsubscribe at any time, or HELP for help. Consent is not a condition of any loan. Mobile opt-in information is never shared with third parties or affiliates for marketing.

Operational Text Message Policy

You understand the text messages we send may be seen by anyone with access to your phone. You may receive a text message confirming that we received your request and providing updates about connecting you with third-party lenders in our network.

Your cellular provider's Msg & Data Rates may apply to our confirmation message and all subsequent messages.

Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.

NO CONFIDENTIAL INFORMATION SHOULD BE SENT VIA TEXT MESSAGE. NO MOBILE INFORMATION WILL BE SHARED WITH THIRD PARTIES/AFFILIATES FOR MARKETING/PROMOTIONAL PURPOSES.

Opt-out from Operational Messages

This policy applies to the operational text messages sent by SET Financial Corporation ("SET Financial") to our customers while and after they use our product.

  • To stop marketing messages only: Reply STOP to any text message we have sent you.
  • To stop ALL messages (including payment reminders): Reply STOP ALL

Your stop request will become effective within one business day. You may also stop text messages by calling us or emailing us with STOP in the Subject line.

Marketing Text Message Policy

This policy applies to the marketing text messages sent by SET Financial to our customers while and after they use our product. By opting in, you give us permission to send promotional messages; number of messages will vary by account.

Your cellular provider's Msg & Data Rates may apply to our confirmation message and all subsequent messages. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.

NO CONFIDENTIAL INFORMATION SHOULD BE SENT VIA TEXT MESSAGE.

Opt-out from Marketing Messages

If you have opted into marketing text messages, but now wish to stop receiving them:

  • Reply STOP to any text message to stop marketing messages
  • Reply STOP ALL to stop all messages including payment reminders

Your stop request will become effective within one business day. You may also stop text messages by calling us or emailing us with STOP in the Subject line.

Important: Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.

Policy Changes

If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time.

Help or Support

If at any time you need our contact information or information on how to stop text messages, reply HELP to any text message we have sent you.

Upon receiving your text message, we will send you a text message with this information. In general, the messages we send provide you with information about your account. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.

Contact Us

If you have any questions about this policy, would like us to mail you a paper copy of this policy, or are having problems receiving or stopping our text messages, please contact us:

SET Financial Corporation

5540 Centerview Dr Ste 204
PMB 712445
Raleigh, NC 27606

Email: cs@setfinancial.com

Phone: 800-803-2510 (toll-free)