NOT ALL LOAN RATES AND TERMS ARE INTENDED TO MEET LONG-TERM FINANCIAL NEEDS.
SET Financial may perform a credit check or otherwise verify the personal and financial information submitted on your application. First-time SET Financial, LLC customers may qualify for a loan of $500 up to $2,500. Complete disclosures of APR, fees, and payment terms are set forth in the loan agreement which you should read before you sign and obtain funds. Your loan may be repaid at any time without penalty.
For highly qualified customers who opt for loans of $500.00 or more, the APR is 34.5% and the loan term is 36 months. If you do not qualify for these terms you may be eligible for a shorter term loan at a higher APR. Highly qualified personal loan examples: 1) Loan amount: $1,000.00, Fee: 0%, APR: 34.5%, Term: 36 months, Bi-Weekly Payment: $20.66, Total Loan Cost: $1,607.68 | 2) Loan amount: $2,500.00, Fee: 0%, APR: 34.5%, Term: 36 months, Bi-weekly Payment: $51.64, Total Loan Cost: $4,019.51.
* Receiving your funds same day is contingent upon final approval before 1:30PM EST.
© 2025 Set Financial. All Rights Reserved.